MAO Flip Estimator

K-03

Find your maximum allowable offer from ARV, repairs, holding costs, and target profit.

Deal inputs

After repair value (ARV)

What the renovated house sells for, from recent comparable sales.

Rehab budget

Rehab contingency

Overruns are the norm; 10–15% is a healthy cushion.

Holding period

Holding costs / month

Loan interest, taxes, insurance, and utilities while you own it.

Purchase closing costs

Points, title, and inspections, as a share of your offer.

Selling costs

Commissions, transfer fees, and concessions, as a share of ARV.

Target profit

% of ARVDollars

Desired profit margin

Most flippers target 10–20% of ARV.

Quick-screen rule

The classic 70% rule: offer = 70% of ARV minus rehab.

Offer no more than $200,196N4 to clear your $32,000N5 profit, 37% below the after repair value.

Plan K-03The 70% rule says $174,500; your lighter costs allow $25,696 more. Estimates, not an offer to buy.

Break-even offerN4: $231,569; zero profit above this
Cash requiredN5: $262,400; offer, closing, rehab, holding
Return on cashN5: 12.2%; profit over cash invested
70% rule offerN1: $174,500; the quick screen

Where every ARV dollar goes

$320,000 split at your maximum offer

The full cost stack

What each line does to the number you can offer

70% rule offer: $174,500
Profit if you paid the rule offer: $58,210
Return at the rule offer: 24.6%
Rehab, contingency included: $49,500
Holding costs, 6 months: $8,700
Selling costs, 8%: $25,600
Purchase closing costs at your offer: $4,004
Break-even offer, zero profit: $231,569

Estimates for education only, not an offer to buy or sell real estate. Selling costs, financing, taxes, and rehab scope vary widely; check every input against your own comps and contractor bids.