Answers
Questions buyers and investors ask, answered with worked numbers you can open in the calculators.
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Each answer starts from a question people search for, gives the short answer first, then works it through with the same math as our calculators. Rules from lenders and regulators are quoted from their own pages and listed as sources. Every worked example opens in the matching calculator, so you can swap in your own numbers.
How much are closing costs for a buyer?
October 23, 2026Every fee on a $400,000 purchase, what's a real cost and what's prepaid, and how to bring the total down.How much house can I afford on my salary?
October 23, 2026Home prices for incomes from $50,000 to $150,000, the debt-to-income rules behind them, and the levers that change them.What DSCR do lenders require for a rental loan?
October 23, 2026The usual 1.00 floor, when lenders ask for more, and the rent a $300,000 rental needs at each minimum.
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