Calculators
Nine tools for US home buyers, investors, and agents. Each answers one question in a sentence, then shows every figure and formula behind it.
For home buyers
- K-02
FHA vs. Conventional
Which loan costs me less, month to month and over the whole term?Which loan costs me less, month to month and over the whole term?$6 / mosample gap, conv. lower - K-05
Mortgage Calculator
What will this home cost me every month, and how much of it is interest?What will this home cost me every month, and how much of it is interest?$2,842 / mosample payment - K-06
Home Affordability Calculator
How much house can I afford on my income, debts, and savings?How much house can I afford on my income, debts, and savings?$330,604on a $100,000 income - K-09
Rent vs. Buy Calculator
Will buying leave me richer than renting, and after how many years?Will buying leave me richer than renting, and after how many years?Year 7sample breakeven - K-10
Refinance Calculator
Will refinancing save me money before I move, counting the closing costs?Will refinancing save me money before I move, counting the closing costs?26 monthssample break-even - K-11
Closing Cost Calculator
How much cash do I need at closing, beyond the down payment?How much cash do I need at closing, beyond the down payment?$12,775sample costs, 3.2% of price - K-12
HELOC Calculator
How much can I borrow against my home, and what will the payments be?How much can I borrow against my home, and what will the payments be?$125,000sample credit line
For investors
- K-01
BRRRR Calculator
Will this rental pay me after the refinance, and how much of my cash stays in it?Will this rental pay me after the refinance, and how much of my cash stays in it?$180 / mosample cash flow - K-03
MAO Flip Estimator
What is the most I can offer on this flip and still hit my profit?What is the most I can offer on this flip and still hit my profit?$200,196sample max offer - K-04
Rental Property Depreciation
How much can I deduct each year for wear on my rental building?How much can I deduct each year for wear on my rental building?$8,945 / yrsample deduction - K-07
DSCR Loan Calculator
Will the rent cover this loan well enough for a DSCR lender?Will the rent cover this loan well enough for a DSCR lender?1.28sample DSCR - K-08
Cap Rate & Rental ROI Calculator
What does this rental earn on its price, and on the cash I put in?What does this rental earn on its price, and on the cash I put in?6.3%sample cap rate
State editions
Every calculator, preset for each state's typical prices, rents, property taxes, and insurance. The plan number links straight to that state's edition, and the state rankings compare all of them.
- Alabama010203040506070809
- Alaska010203040506070809
- Arizona010203040506070809
- Arkansas010203040506070809
- California010203040506070809
- Colorado010203040506070809
- Connecticut010203040506070809
- Delaware010203040506070809
- District of Columbia010203040506070809
- Florida010203040506070809
- Georgia010203040506070809
- Hawaii010203040506070809
- Idaho010203040506070809
- Illinois010203040506070809
- Indiana010203040506070809
- Iowa010203040506070809
- Kansas010203040506070809
- Kentucky010203040506070809
- Louisiana010203040506070809
- Maine010203040506070809
- Maryland010203040506070809
- Massachusetts010203040506070809
- Michigan010203040506070809
- Minnesota010203040506070809
- Mississippi010203040506070809
- Missouri010203040506070809
- Montana010203040506070809
- Nebraska010203040506070809
- Nevada010203040506070809
- New Hampshire010203040506070809
- New Jersey010203040506070809
- New Mexico010203040506070809
- New York010203040506070809
- North Carolina010203040506070809
- North Dakota010203040506070809
- Ohio010203040506070809
- Oklahoma010203040506070809
- Oregon010203040506070809
- Pennsylvania010203040506070809
- Rhode Island010203040506070809
- South Carolina010203040506070809
- South Dakota010203040506070809
- Tennessee010203040506070809
- Texas010203040506070809
- Utah010203040506070809
- Vermont010203040506070809
- Virginia010203040506070809
- Washington010203040506070809
- West Virginia010203040506070809
- Wisconsin010203040506070809
- Wyoming010203040506070809