Terms of Use
By accessing or using Keystone, you agree to these terms. Please read them carefully.
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Use of the site
Keystone provides free calculators and educational content about real estate and mortgages. You may use the site for personal and internal business purposes. You agree not to misuse the site, interfere with its operation, scrape it at a rate that degrades service, or use it for any unlawful purpose.
No professional advice
Calculator results and articles are estimates for educational purposes only. They are not financial, investment, tax, legal, or lending advice, and they are not an offer or commitment to lend. Read our full disclaimer.
Accuracy
We work hard to keep formulas and content correct and current, but we make no guarantee that the site is error-free, complete, or up to date. Results depend entirely on the inputs and assumptions you provide. Always verify figures with qualified professionals before making a decision.
Intellectual property
The site's design, text, graphics, and code are owned by Keystone Calculators or its licensors and are protected by copyright and other laws. You may share links to our pages and quote brief excerpts with attribution. You may not republish our calculators or content in bulk without written permission.
Third-party links and advertising
The site displays third-party advertising and may link to third-party websites. We do not control and are not responsible for third-party content, products, or services, and a link or ad is not an endorsement.
Disclaimer of warranties
The site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of liability
To the fullest extent permitted by law, Keystone Calculators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, or data, arising from your use of the site or reliance on any calculator result.
Changes
We may modify these terms at any time. Changes take effect when posted. Continued use of the site after changes are posted means you accept the revised terms.
Governing law
These terms are governed by the laws of the State of [State], United States, without regard to conflict-of-law rules.
Contact
Questions about these terms? Email hello@example.com.